Managing Director

She is a microfinance certified Banker with over 9 years working experience which cut across all spheres of banking (wholesale and Retail) investment and financial services, credit portfolio management, operations and advisory services. She is currently the Managing Director of Coastline Microfinance Bank Limited.

She holds her first degree in Botany (BSC Hons) from Ambrose Ali University Ekpoma Edo State Nigeria, and a post graduate Diploma in Credit and Financial management, from the prestigious post Graduate School of Financial Management Lagos Nigeria.

She holds several professional certificates such as fellow of the institute of credit Administration FICA (Nigeria’s National body for credit management established since 1992), Microfinance Certified Bankers of Nigeria (MCIB), Certificate on women in management and leadership, Nigeria Institute of Management (Chartered) NIM. Currently, she is the Managing Director/ CEO Coastline Microfinance Bank LTD.

She is a visionary, a Christian and is happily married.




Head, Accounts and Head Administration

Mr. Bello Jafaru was born 7th May, 1966 and hails from Etsako-West Local Government Area of Edo State.  He obtained his Senior School Leaving Certificate (W.A.S.C) in 1980 from Aladja Grammar School, Aladja. He proceeded to attend Federal Polytechnic, Oko where he obtained his HND in Accounting, 1997; he further obtained Masters in Banking and Finance from the Delta State University, Abraka in 2009. He is a Chartered Accountant from Institute of Chartered Accountants of Nigeria (ICAN), 2005.

He has worked in various capacities in the Banking Sector; he worked in Afribank Plc between 2000 – 2008 in the designation of Business Development Manager and then moved to Mainstreet Bank Limited where he held the same position between 2008 – 2012; he is the principal partner of AAJ Consulting but presently holds the position of Head, Accounts and Head Administration in Coastline Microfinance Bank Limited.

He has brought his wealth of over 23yrs of banking experience to bear in the Bank.


Mr. Umuoighoro Barnabas Othuke

Mr. Umuoighoro Barnabas Othuke hails from Okpe-Isoko in Isoko North Local Government Area of Delta State, where he had his primary and secondary Education.


He obtained National Diploma (ND) with lower credit and Higher National Diploma (HND) with upper credit in STATISTICS in 1999 and 2006 respectively from the Federal Polytechnic, Bida, Niger State.


He further obtained Post Graduate Diploma in Education (PGDE) with distinction and Master (M. Ed) in MEASUREMENT AND EVALUATION in 2014 and 2017 respectively from Delta State University, Abraka.


He is a Microfinance Certified Banker (MCIB) and a holder of Certificate on new Credit process guide, tools and technics, Delta State Micro, Small and Medium Enterprise Development Agency, Asaba, supported by Foundation for Partnership Initiatives in the Niger Delta.


He has Nine (9) years’ experience in Microfinance Banking and has served in various capacity in the Industry, he is currently Head, Credit and Business Development and happily married with Children.



Mr. Okafor Ogbonnaya Okafor

Mr. Okafor Ogbonnaya Okafor holds a degree in Accounting, Master’s degree in Business Administration (MBA) and an associate member – Institute of Chartered Economics of Nigeria (ICEN), with over nine years of experience in the banking industry.

Before joining the bank as Head of Operations, he has worked in legacy Oceanic International Bank PLC and Ecobank Nigeria Limited, in various capacities: Head of Customer Service, Head of Credit and Marketing, Relationship Manager, Head Teller and Fund Transfer.

He has attended several industry trainings and courses.


Justice J. Owumi

Systems Engineer / ICT Administrator

Justice J. Owumi was born into a family of 8, as he grows up after his primary and secondary school he furthered his educational career as a computer scientist at the Our Saviours Institute of Science, Agriculture and Technology, Enugu, Enugu State where he obtained National Diploma in Computer Science in 2002.


Furthermore, he did his Industrial Training at Computer Logistics, 121 Warri/Sapele Road, Warri, Delta State where he was trained as a pragmatic computer engineer which qualifies him to work as System Engineer/Instructor at Epic Engineering Ltd. 27 Effurun/Sapele Road, Effurun, Delta State 2003 – 2004.


In 2005 – 2006, he proceeded his working career to Setramech Limited, Km 47 DSC Expressway, Otokutu, Delta State a sisters company to Setraco Limited where he worked as the Company Secretary.


More so, as education is one of the best legacies Justice Owumi decided to further his educational career at the Institute of Management and Technology, Enugu, Enugu State where he was awarded Higher National Diploma in Computer Science in 2008.


As the NYCS clarion call is mandatory to all Nigerian graduates below 30 years of age, Justice Owumi served as NYSC core member in Redeemer College as [Physics and Mathematics Teacher] Agwanga LGA of Nassarawa State July 2009 – June 2010


After his NYSC service, Justice Owumi did an IT/ICT course of 7 months with certify team member of the Dhirubhai Ambani Institute of Information and Communication Technology (DA-IICT),  Gandhinagar, Gujarat, India


After this phase, he was called upon back to the school where he graduated to render capacity building workshops/seminars on Information Technology/Information and Communication Technology for students and Federal Civil Servants at the Federal Secretariat, Enugu in 2011 – 2013 where he also worked at Power Computers Ltd. as a Computer Hardware/Software Engineer and measured as the manager.


As his IT/ICT working career continues, he proceeded to the Banking Industry in Coastline Microfinance Bank Ltd. in year 2013 where he is presently working as System Engineer who is also the Head of IT/MIS Unit. His wealth of knowledge has impacted the bank immensely where he measured in the following successes/achievements of the bank:


1]        He reconfigured the bank’s server that was running at system memory of 4GB instead of system memory capacity of 16GB to achieve optimum performance beyond expectation in 2014


2]        He also handled the reconfiguration of the Banks’ Local Area Network when the LAN connectivity was very poor and restructures it for better performance/throughput in 2015


3]        Takes lead/supervised the Bank’s database trim-down to avoid data loss. This was done to achieve flexibility of the Bank’s software in 2016


4]        He took lead in the Migration of the Bank’s Database from [Smartmicro eBank] to [Appzone Bankone] to achieve better performance and flexibility/robustness in 2017

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